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Community Reinvestment Act (CRA)

The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods.

Under the CRA, the following information must be maintained in a public file, current as of April 1st of each year. MidCountry Bank may, at its discretion, periodically update this information throughout the year.

You may review and print hard copies of the documents below as needed. If you would like to request a paper or digital copy of the information in the public file, please contact us. Please note, we may charge a fee for copying and mailing expenses.

Any comments or questions about this portion of the MidCountry Bank website, or about MidCountry Bank CRA performance, may be addressed to:


Physical Mail:
MidCountry Bank
Attn: CRA Committee
7825 Washington Ave South, Suite 900
Bloomington, MN 55439