A foundational savings account that encourages good savings habits.
- Complimentary MidCountry Bank Debit MasterCard1
- Complimentary Online Banking
- Complimentary Mobile Banking2
- Complimentary quarterly eStatements
- Earned interest3
$5 monthly service fee with Rewards Credit. Earn rewards credit each month to offset the monthly service fee. Accounts must remain in active status to receive rewards credit.4
- $5 monthly reward for customers under age 18
- $5 monthly reward when you direct deposit into your Savings4Me account each statement cycle, or maintain a savings balance of $500+5
1 MidCountry participates in the MoneyPass network, providing no fee ATM services at MoneyPass locations nationwide. ATM fees may be charged at non-MoneyPass network machines by the ATM owner.
2 Mobile carrier may charge access fees depending on your individual plan. Check your carrier for specific fees and charges.
3 See current Deposit Rate Sheet for applicable balance tiers and interest rates.
4 Unused rewards credit does not carry forward beyond the statement cycle in which it is earned. Maximum rewards credit that can be earned is equal to the monthly service fee for the account.
5 Direct Deposit requirement will be met with any ACH credit transaction or recurring automatic transfer from another account during the statement cycle.
Effective Date: Friday, February 21, 2020
|Minimum Balance to Open||Minimum Balance to Obtain APY*||Interest Rate||APY*|
|$0 - $9,999.99||$50.00||$0.01||0.10%||0.10%|
|$10,000 - $49,999.99||$50.00||$0.01||0.15%||0.15%|
|$50,000.00 and over||$50.00||$0.01||0.25%||0.25%|
* Annual Percentage Yield
** Early withdrawal penalty may apply
Fees may reduce earnings. Rates are subject to change.