Maximize earnings without sacrificing liquidity.
- Complimentary MidCountry Bank Debit MasterCard1
- Complimentary Online Banking
- Complimentary Mobile Banking2
- Complimentary eStatements
- Interest Earned on Tiered Balances3
$10 per month service fee with Rewards Credit. Earn rewards credit each month to offset the monthly service fee. Accounts must remain in active status to receive rewards credit.4
- $10 monthly reward for customers under age 18
- $10 monthly reward if you maintain an account balance of $1,000+
- $10 monthly reward if a relationship balance is maintained at $10,000+5
- Preferred rates on Money Market4Me balances over $25,000 with a qualified checking account relationship6
1 MidCountry participates in the MoneyPass network, providing no fee ATM services at MoneyPass locations nationwide. ATM fees may be charged at non-MoneyPass network machines by the ATM owner.
2 Mobile carrier may charge access fees depending on your individual plan. Check your carrier for specific fees and charges.
3 See current Deposit Rate Sheet for applicable balance tiers and interest rates.
4 Unused rewards credit does not carry forward beyond the statement cycle in which it is earned. Maximum rewards credit that can be earned is equal to the monthly service fee for the account.
5 Relationship balance includes all Checking, Savings, Money Market, Certificate of Deposit and Consumer Loan balances related to the social security number (SSN) owner on the MoneyMarket4Me account. Balances are based on cumulative average balances of deposit accounts maintained during the MoneyMarket4Me account statement cycle, and current outstanding principal balances of qualified loans. To be included as a related account, the social security number (SSN) owner must be named as an owner or joint owner, borrower or joint borrower on the account.
6 This monthly benefit is earned if the account owner has a Rewards4Me Checking account and qualifying balances in a related Money Market4Me account. Each statement cycle begins a new qualification period.
Effective Date: Thursday, December 7, 2023
|Minimum Balance to Open||Minimum Balance to Obtain APY*||Interest Rate First 6 Months||Interest Rate After 6 Months||APY* New Accounts||APY* Existing|
|$0 - $9,999.99||$50.00||$0.01||0.80%||0.30%||0.55%||0.30%|
|$10,000 - $24,999.99||$50.00||$10,000.00||0.80%||0.30%||0.55%||0.30%|
|$25,000 - $49,999.99||$50.00||$25,000.00||5.00%||1.50%||3.30%||1.51%|
|$50,000 - $99,999.99||$50.00||$50,000.00||5.00%||1.80%||3.45%||1.81%|
|$100,000 - $249,999.99||$50.00||$100,000.00||5.00%||2.65%||3.89%||2.68%|
|$250,000.00 and over||$50.00||$250,000.00||5.00%||3.00%||4.07%||3.04%|
* Annual Percentage Yield
Fees may reduce earnings. Rates are subject to change.
****New Money Market accounts must be funded with money not currently on deposit at MidCountry Bank to be eligible for promotional interest rate. Promotional rate available for first 6 months.