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Current Rates

Rewards4Me Checking

Effective Date: Tuesday, May 21, 2024

Rewards4Me Checking

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
$0 - $999.99$50.00$00.00%0.00%
$1,000 - $9,999.99$50.00$1,000.000.01%0.01%
$10,000 - $24,999.99$50.00$10,000.000.02%0.02%
$25,000 and over$50.00$25,000.000.04%0.04%

* Annual Percentage Yield

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Money Market4Me****

Effective Date: Tuesday, May 21, 2024

Money Market4Me****

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
$0 - $9,999.99$50.00$0.010.30%0.30%
$10,000 - $24,999.99$50.00$10,000.000.30%0.30%
$25,000 - $49,999.99$50.00$25,000.001.00%1.00%
$50,000 - $99,999.99$50.00$50,000.001.30%1.31%
$100,000 - $249,999.99$50.00$100,000.002.15%2.17%
$250,000.00 and over$50.00$250,000.002.50%2.53%

* Annual Percentage Yield

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Savings4Me

Effective Date: Tuesday, May 21, 2024

Savings4Me

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
$0 - $9,999.99$50.00$0.010.01%0.01%
$10,000 - $49,999.99$50.00$10,000.000.03%0.03%
$50,000.00 and over$50.00$50,000.000.04%0.04%

* Annual Percentage Yield

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Health Savings Account (HSA)

Effective Date: Tuesday, May 21, 2024

* Annual Percentage Yield

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


IRA Savings

Effective Date: Tuesday, May 21, 2024

IRA Savings

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
$0 - $99.99$10.00$00.00%0.00%
$100 - $4,999.99$10.00$100.000.01%0.01%
$5,000 - $9,999.99$10.00$5,000.000.01%0.01%
$10,000 - $19,999.99$10.00$10,000.000.03%0.03%
$20,000 and over$10.00$20,000.000.04%0.04%

* Annual Percentage Yield

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Money Management

Effective Date: Tuesday, May 21, 2024

Money Management

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
36 Month Term**$50,000.00$5,000.003.58% Blended APY***
First 6 Months$50,000.00$5,000.002.80%
Next 6 Months$50,000.00$5,000.003.10%
Next 6 Months$50,000.00$5,000.003.40%
Next 6 Months$50,000.00$5,000.003.70%
Next 6 Months$50,000.00$5,000.004.00%
Last 6 Months$50,000.00$5,000.004.30%

* Annual Percentage Yield

** Early withdrawal penalty may apply

***Blended Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of certificate. 

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Certificate of Deposit 6 Month Term**

Effective Date: Tuesday, May 21, 2024

Certificate of Deposit 6 Month Term**

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
Tier 1: $1,000 - $9,999.99$1,000.00$1,000.000.05%0.05%
Tier 2: $10,000 - $24,999.99$1,000.00$10,000.002.80%2.83%
Tier 3: $25,000 - $49,999.99$1,000.00$25,000.002.90%2.93%
Tier 4: $50,000 - $99,999.99$1,000.00$50,000.003.00%3.03%
Tier 5: $100,000 and over$1,000.00$100,000.003.10%3.13%

* Annual Percentage Yield

** Early withdrawal penalty may apply

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Certificate of Deposit 7 Month Term**

Effective Date: Tuesday, May 21, 2024

Certificate of Deposit 7 Month Term**

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
$25,000.00$25,000.004.85%4.90%

* Annual Percentage Yield

** Early withdrawal penalty may apply

Rate applicable to new money only. Fees may reduce earnings. Rates are subject to change. IRA accounts are not eligible.

 Current Deposit Rate Sheet


Certificate of Deposit 12 Month Term**

Effective Date: Tuesday, May 21, 2024

Certificate of Deposit 12 Month Term**

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
Tier 1: $1,000 - $9,999.99$1,000.00$1,000.000.75%0.75%
Tier 2: $10,000 - $24,999.99$1,000.00$10,000.004.30%4.30%
Tier 3: $25,000 - $49,999.99$1,000.00$25,000.004.40%4.40%
Tier 4: $50,000 - $99,999.99$1,000.00$50,000.004.50%4.50%
Tier 5: $100,000 and over$1,000.00$100,000.004.60%4.60%

* Annual Percentage Yield

** Early withdrawal penalty may apply

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Certificate of Deposit 13 Month Term**


Certificate of Deposit 18 Month Term**

Effective Date: Tuesday, May 21, 2024

Certificate of Deposit 18 Month Term**

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
Tier 1: $1,000 - $9,999.99$1,000.00$1,000.000.10%0.10%
Tier 2: $10,000 - $24,999.99$1,000.00$10,000.003.50%3.55%
Tier 3: $25,000 - $49,999.99$1,000.00$25,000.003.60%3.65%
Tier 4: $50,000 - $99,999.99$1,000.00$50,000.003.70%3.75%
Tier 5: $100,000 and over$1,000.00$100,000.003.80%3.85%

* Annual Percentage Yield

** Early withdrawal penalty may apply

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Certificate of Deposit 24 Month Term**

Effective Date: Tuesday, May 21, 2024

Certificate of Deposit 24 Month Term**

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
Tier 1: $1,000 - $9,999.99$1,000.00$1,000.000.20%0.20%
Tier 2: $10,000 - $24,999.99$1,000.00$10,000.003.23%3.27%
Tier 3: $25,000 - $49,999.99$1,000.00$25,000.003.23%3.27%
Tier 4: $50,000 - $99,999.99$1,000.00$50,000.003.23%3.27%
Tier 5: $100,000 and over$1,000.00$100,000.003.23%3.27%

* Annual Percentage Yield

** Early withdrawal penalty may apply

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Certificate of Deposit 36 Month Term**

Effective Date: Tuesday, May 21, 2024

Certificate of Deposit 36 Month Term**

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
Tier 1: $1,000 - $9,999.99$1,000.00$1,000.000.30%0.30%
Tier 2: $10,000 - $24,999.99$1,000.00$10,000.002.50%2.52%
Tier 3: $25,000 - $49,999.99$1,000.00$25,000.002.60%2.63%
Tier 4: $50,000 - $99,999.99$1,000.00$50,000.002.70%2.73%
Tier 5: $100,000 and over$1,000.00$100,000.002.80%2.83%

* Annual Percentage Yield

** Early withdrawal penalty may apply

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Certificate of Deposit 48 Month Term**

Effective Date: Tuesday, May 21, 2024

Certificate of Deposit 48 Month Term**

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
Tier 1: $1,000 - $9,999.99$1,000.00$1,000.000.30%0.30%
Tier 2: $10,000 - $24,999.99$1,000.00$10,000.002.50%2.52%
Tier 3: $25,000 - $49,999.99$1,000.00$25,000.002.60%2.63%
Tier 4: $50,000 - $99,999.99$1,000.00$50,000.002.70%2.73%
Tier 5: $100,000 and over$1,000.00$100,000.002.80%2.83%

* Annual Percentage Yield

** Early withdrawal penalty may apply

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Certificate of Deposit 60 Month Term**

Effective Date: Tuesday, May 21, 2024

Certificate of Deposit 60 Month Term**

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
Tier 1: $1,000 - $9,999.99$1,000.00$1,000.000.30%0.30%
Tier 2: $10,000 - $24,999.99$1,000.00$10,000.002.50%2.52%
Tier 3: $25,000 - $49,999.99$1,000.00$25,000.002.60%2.63%
Tier 4: $50,000 - $99,999.99$1,000.00$50,000.002.70%2.73%
Tier 5: $100,000 and over$1,000.00$100,000.002.80%2.83%

* Annual Percentage Yield

** Early withdrawal penalty may apply

Fees may reduce earnings. Rates are subject to change.

 Current Deposit Rate Sheet


Variable Rate Certificate of Deposit 24 Month Term**

Effective Date: Tuesday, May 21, 2024

Variable Rate Certificate of Deposit 24 Month Term**

Minimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*
$25,000.00$25,000.005.50%5.61%

* Annual Percentage Yield

** Early withdrawal penalty may apply

Rate applicable to new money only. Fees may reduce earnings. Rates are subject to change. IRA accounts are not eligible.

24 Month - Prime minus 3.00%
Current Prime Rate 8.50% as of 7/27/2023

 Current Deposit Rate Sheet