Using the equity in your home to finance a major purchase is a great alternative. MidCountry Bank makes the decision even easier by taking away the uncertainty of your payment. Lock the rate on some or all of your balance when the time is right!
Home Equity Line4Me offers the ultimate flexible financing for:
- Home improvement projects
- Dream vacations
- Major purchases
- Debt consolidation
- Emergency fund
Home Equity Line4Me Rates as Low as 4.00% APR.* Get started today!
*Offer available through 9/30/2020 and subject to credit approval and underwriting standards. Rates, terms and conditions effective as of 3/17/2020. Offer valid for new loans with a minimum of $10,000 approved. Existing MidCountry Bank customers may refinance with a minimum of $10,000 additional credit. The APR for qualified applicants is variable, subject to change, and consists of the Prime Rate as published in the Wall Street Journal plus a margin of 0% for the life of the loan with a floor of 4.00% APR. This preferred rate assumes a credit score above 750, a LTV of up to 89.9%, and payment from a consumer deposit account. If the borrower does not meet qualifying criteria, the APR may range up to Prime plus a margin of 4.24% and will be determined by the occupancy status of the property, combined LTV and credit worthiness. Your maximum APR will not exceed 18%. Standard closing costs apply, with borrowers responsible for certain fees to third parties such as appraisers, credit reporting firms and government agencies, which are generally between $150.00 and $1500.00. Property insurance is required.